How Important Travel Insurance?
Many misfortunes can happen when we travel, such as sick, stolen, accident, delays or flight cancellations. If we have money ready to spend every moment, it does not matter. What if not?
Means we need to reserve resources to evacuate us from disaster. Unfortunately, not all independent walkers in the budget include travel insurance. Partly because the policy is expensive.
It should be noted, different travel insurance with health insurance that we have. Health or life insurance to have coverage at home and abroad, but may not set the scope of activities undertaken during the trip.
What if we do extreme activities such as skydiving or rock climbing during the trip, especially if we are indeed one of his mission to climb the peak in the Karakoram? Obviously, different needs.
I am not an insurance agent, let alone travel agents, but in my experience the smallest things can interfere with the trip. Indonesian citizens are often given a limited visa provision (must be out of the country / region specified in a given time). Thus, flight delays or cancellations can mess up all the little plans.
In the end, the cost will swell. With travel insurance, we can claim part or all of these losses, as long as the policy context is appropriate.
Ill is another event that we did not expect when on the go. Mild illness such as flu or cough may be treated as you go along with the drugs that we carry or buy. However, what if the symptoms of a larger disease, which then requires us to be hospitalized in the hospital? How much does it cost?
Can be tens of millions or even hundreds of millions of dollars. With the help of travel insurance, the costs of the hospital can be replaced partially or completely. In certain cases, you can even evacuated to the country, and even a few days in the hospital in the country may also be covered by insurance.
A variety of travel insurance terms and benefits. Study it carefully and compare the best products to suit your travels. Prepare a budget of hundreds of thousands to millions of dollars, depending on destination and length of trip.